Business Owner’s Insurance

Smart, Simple Protection for Indiana Businesses

A Business Owner’s Policy (BOP) combines essential coverages – property, liability, and income protection – into one streamlined plan. At Myers & Hayden Insurance, we help Fort Wayne business owners safeguard their operations with customizable and affordable BOP solutions.

Without business insurance, you may be responsible for costly property damage, lawsuits, or disruptions – expenses that could threaten your company’s future. A BOP helps cover these risks, so you can focus on growth.

Many Indiana businesses are legally required to carry certain types of coverage. Even if not required, having a BOP ensures you're protected where it counts most.

A Business Owner’s Policy helps protect against:

  • General Liability: Covers third-party injuries or property damage.
  • Property Damage: Includes buildings, equipment, inventory, and furnishings.
  • Business Interruption: Replaces lost income after a covered event.
  • Cyber Liability: Covers data breaches and client information loss.
  • Bodily Injury: Helps cover legal and medical costs for accidents.
  • Professional Liability: Covers service errors or negligence claims.

Who Needs a BOP?

You may benefit from a Business Owner’s Policy if you:

  • Have employees who interact with customers or third parties.
  • Operate from a physical location – home, leased office, store, or workshop.
  • Handle sensitive customer information (digital or paper).
  • Rely on inventory, equipment, or cash flow to run your business.
  • 30+ years serving Indiana business owners
  • Access to top commercial carriers for competitive rates
  • Personalized plans that grow with your business

Get In Touch With us

Finding the right insurance can be a daunting and confusing process. Reach out to us for help! We will review your unique risks in order to find coverage that’s perfect just for you.

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