Golf Course Insurance

Keep Your Course in Play with the Right Coverage

Operating a golf course in Fort Wayne is about creating a welcoming space for golfers and events. But risks like property damage or guest injuries can take you off course. At Myers & Hayden Insurance, we’re here to protect your golf course with tailored insurance that keeps your business thriving. As your local Fort Wayne insurance agency, we deliver affordable coverage with a community-driven approach.

Your golf course is a hub of activity, but accidents happen – a storm damages your clubhouse or a guest gets hurt on the green. Golf course insurance in Fort Wayne, IN, ensures your business stays on par, no matter what comes your way.

  • Property Protection: Covers damage to your clubhouse, greens, or equipment.
  • Liability Coverage: Shields you from lawsuits due to guest injuries or property damage.
  • Local Expertise: We know the unique needs of Indiana golf courses.

Running a golf course is a rewarding business, but it comes with unique risks. Golf Course Insurance is a specialized type of business insurance designed to protect golf course owners from financial losses caused by lawsuits, property damage, accidents, or natural disasters. Like most business insurance, it combines multiple coverage types to meet the specific needs of your course.

Types of Coverage in Golf Course Insurance

A well-rounded golf course insurance policy typically includes the following:

  • General Liability: Covers legal expenses if someone is injured or property is damaged on your course.
  • Liquor Liability: Essential if you serve alcohol; it protects you against claims related to alcohol-related incidents, such as drunk driving cases.
  • Directors and Officers (D&O) Insurance: Protects board members or key officials if they face legal action over decisions made on behalf of your course.
  • Commercial Property Insurance: Covers damage to buildings, clubhouses, furniture, and other business property due to fire, storms, or other covered events.
  • Flood Insurance: Provides coverage for flood damage not included in standard property policies.
  • Commercial Auto Insurance: Protects service trucks, golf carts, and courtesy cars in case of accidents.
  • Inland Marine Insurance: Covers mobile machinery such as lawn tractors and may also include unique course features, like trees or landscaping.
  • Workers’ Compensation: Pays for employees’ medical expenses and lost wages if they’re injured while working.

As your business grows, your coverage needs may change. Large courses that host weddings, tournaments, or fundraisers often require additional liability and property protection. An independent insurance agent can help customize your policy to match your course’s evolving needs.

Operating a golf course involves unique risks that can lead to financial setbacks without proper coverage. Here are a few examples of how golf course insurance protects your business:

Risk How Insurance Protects
Lawsuits Liability insurance covers attorney fees and settlements if someone sues you, protecting your course from significant financial losses.
Worker Injuries If an employee suffers an injury – from a minor sprain to severe burns – workers’ compensation helps cover medical bills and lost wages.
Natural Disasters Whether it’s a wildfire, hailstorm, or severe storm, insurance can help repair or replace damaged greens, equipment, and vehicles.
Theft & Vandalism If thieves or vandals target your course, property insurance helps cover the cost of repairs or replacements.
Special Events Planning weddings, tournaments, or charity fundraisers? Insurance provides liability protection for event-related accidents and ensures fast property repairs if needed.

With over 30 years of experience, we’re Fort Wayne’s trusted partner for small business insurance. As an independent agency, we compare top insurers like Erie and Pekin to find you competitive rates and reliable coverage. We’re proud Hoosiers, dedicated to keeping our community’s businesses strong.

  • Customized Plans: We tailor coverage to your golf course’s unique needs.
  • Fast Claims Support: Our partners ensure quick, fair resolutions.
  • Local Roots: We know Fort Wayne’s golf community and its challenges.

Get In Touch With us

Finding the right insurance can be a daunting and confusing process. Reach out to us for help! We will review your unique risks in order to find coverage that’s perfect just for you.

Thanks! , you can now fill the form!