High Net Worth Insurance

Premium Protection for Your Exceptional Lifestyle

Your life in Fort Wayne is unique—valuable homes, rare collectibles, and a vision for the future. At Myers & Hayden Insurance, we understand that high-value assets need more than standard coverage. Our high-net-worth insurance offers tailored protection to safeguard your lifestyle with care and precision. As your local Fort Wayne insurance agency, we’re here to deliver peace of mind with a personal touch.

Standard insurance policies may not fully protect your luxury home, art collection, or jewelry. High net worth insurance in Fort Wayne, IN, provides enhanced coverage for your valuable assets, ensuring you’re protected from the unexpected.

  • Premium Coverage: Protects high-value homes, cars, and collectibles.
  • Personalized Plans: We design policies that match your unique lifestyle.
  • Local Expertise: As Hoosiers, we know the needs of Fort Wayne’s high net worth community.

This type of insurance provides specialized coverage for individuals with significant assets, including high-value residences, high-end cars, luxury jewelry, overseas properties, and exclusive collections. It’s also ideal for frequent travelers and high-profile professionals such as executives, athletes, or public figures who face greater exposure to risk. Unlike standard policies, high net worth insurance offers customized protection, higher coverage limits, and added benefits for complete peace of mind.

Buildings Cover

Protects your primary home and additional structures like garages, outbuildings, pools, and tennis courts. It also covers new home additions or upgrades.

Contents Cover

Covers personal belongings, furniture, and household items. Many policies include worldwide contents coverage, ensuring your possessions are protected wherever they are—ideal for those with multiple homes or frequent travel.

Valuables Cover

Fine art, antiques, collectibles, jewelry, and luxury items are covered either under contents or specific valuables policies. Benefits often include coverage for newly acquired assets, pairs and sets, and increased valuation if an artist passes away. Exclusions may apply for natural wear or transportation damage.

Liabilities Cover

Protects against legal claims related to property ownership or domestic staff. Legal expense coverage helps with contract disputes or accidents causing serious injury or death.

Travel Cover

Annual travel insurance typically includes trip cancellation, medical emergencies abroad, lost luggage, and delayed departures. Certain exclusions apply, such as travel against medical advice or injuries from risky activities.

Additional Covers

Policies can also include coverage for yachts, caravans, second homes abroad, personal cyber protection, and family security.

  • A single renewal date for all policies
  • Higher single-item limits than standard policies
  • Coverage for all properties under one policy
  • Agreed-value appraisals for homes and valuables
  • Automatic cover for gardens, outbuildings, and new acquisitions (90 days)
  • Flexible driving options, including “any driver, any car” cover

For over 30 years, we’ve been Fort Wayne’s trusted partner for tailored insurance solutions. As an independent agency, we work with top insurers like Erie and Western Reserve to find you competitive rates and premium coverage. We’re proud to serve our Hoosier community with insurance that feels like home.

  • Customized Service: We craft policies that fit your high-value needs.
  • Trusted Partners: Our carriers offer fast, fair claims for high net worth clients.
  • Local Support: We know Fort Wayne’s luxury market and how to protect it.

Get In Touch With us

Finding the right insurance can be a daunting and confusing process. Reach out to us for help! We will review your unique risks in order to find coverage that’s perfect just for you.

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