Buildings Cover
Protects your primary home and additional structures like garages, outbuildings, pools, and tennis courts. It also covers new home additions or upgrades.
Contents Cover
Covers personal belongings, furniture, and household items. Many policies include worldwide contents coverage, ensuring your possessions are protected wherever they are—ideal for those with multiple homes or frequent travel.
Valuables Cover
Fine art, antiques, collectibles, jewelry, and luxury items are covered either under contents or specific valuables policies. Benefits often include coverage for newly acquired assets, pairs and sets, and increased valuation if an artist passes away. Exclusions may apply for natural wear or transportation damage.
Liabilities Cover
Protects against legal claims related to property ownership or domestic staff. Legal expense coverage helps with contract disputes or accidents causing serious injury or death.
Travel Cover
Annual travel insurance typically includes trip cancellation, medical emergencies abroad, lost luggage, and delayed departures. Certain exclusions apply, such as travel against medical advice or injuries from risky activities.
Additional Covers
Policies can also include coverage for yachts, caravans, second homes abroad, personal cyber protection, and family security.