As an HVAC contractor in Fort Wayne, you keep homes and businesses comfortable, but your work comes with risks—equipment damage, client injuries, or project disputes. At Myers & Hayden Insurance, we’re here to protect your business with HVAC contractor insurance that’s as reliable as your work. As your local Fort Wayne insurance agency, we deliver affordable coverage to keep your business running smoothly.
A damaged compressor or a client’s injury on the job can lead to costly claims. HVAC contractor insurance in Fort Wayne, IN, shields your business from financial setbacks, so you can focus on installing, repairing, and thriving.
General Liability Insurance
Covers third-party risks such as property damage or customer injuries. For example, if a technician accidentally damages a client’s home while moving HVAC equipment, general liability insurance helps cover repair or legal costs. Many businesses bundle this with commercial property insurance in a Business Owner’s Policy (BOP) for cost savings.
Workers’ Compensation Insurance
Required in almost every state for HVAC companies with employees, workers’ compensation covers medical expenses and lost wages for work-related injuries or illnesses.
Commercial Auto Insurance
Covers property damage, injuries, and vehicle repairs in accidents involving company vehicles. It also protects against damage caused by vandalism or severe weather.
Contractor’s Tools and Equipment Insurance
HVAC work relies on specialized tools like multimeters and psychrometers. This coverage helps pay for repair or replacement if tools are stolen, lost, or damaged.
The cost of HVAC insurance varies depending on several factors, including:
Independent insurance agents can help tailor coverage to your specific needs while keeping costs manageable.
For over 30 years, we’ve been Fort Wayne’s trusted partner for small business insurance. As an independent agency, we compare top insurers like Erie and Pekin to find you competitive rates and reliable coverage. We’re proud to support our Hoosier community’s hardworking contractors.
Finding the right insurance can be a daunting and confusing process. Reach out to us for help! We will review your unique risks in order to find coverage that’s perfect just for you.
By agreeing to receive text messages from Myers & Hayden Insurance ("The Agency"), you authorize the Agency and its representatives to send messages about your insurance policies, transactions, and other services. You c onfirm that you are the owner or authorized user of the mobile number provided. Please notify us if this changes. You are responsible for any message and data charges. The Agency's Privacy Policy is available on our website, and a hard copy can be requested. If you do not agree with these terms, do not submit the form. To stop receiving messages, text STOP to The Agency. To opt back in, you'll need to resubmit this consent form.
